Independent · Fiduciary · Multi-provider

Reduce HR Costs Without Sacrificing Employee Benefits.

We model 27+ providers across PEO, payroll, workers' compensation, employee benefits, and HR — and recommend the one that actually fits your business. No sales quotas. No single-provider loyalty. Just the math.

27+
Providers continuously evaluated
50
States we place programs in
2014
Founded
Free
Initial assessment
Why independence matters

A PEO rep can only recommend their PEO. We recommend the right fit.

A direct PEO salesperson is paid to sell one program. A traditional broker is paid by the carrier they place you with. We model every credible option, disclose how we're compensated, and stay accountable through every renewal.

Apples-to-apples models

Side-by-side cost models normalized for class codes, plan design, and admin fees — not vendor-supplied marketing math.

Conflict-free recommendations

We disclose every fee and referral arrangement in writing before any recommendation. You see the math behind the answer.

Renewals, not just sales

Most advisors disappear after onboarding. We stay engaged through every renewal, audit, and class-code dispute — for the life of the relationship.

Here's How We Save You Money

Three steps to lower costs — without cutting benefits.

Many businesses unknowingly overpay for workers' compensation, payroll taxes, or employee benefits because they've never compared providers objectively.

  1. 01

    Diagnose

    Five-minute assessment plus a 30-minute call. We gather class codes, loss runs, current spend, and your real business pain.

  2. 02

    Model

    We build normalized cost-and-service models across PEO, ASO, and standalone programs — with our recommendation and the runners-up.

  3. 03

    Implement & defend

    We manage the handoff, then stay on through renewals, audits, and class-code disputes. One phone number, every year.

Outcomes

What better-fit programs actually deliver.

Aggregate results across our active book of business. Individual outcomes vary by industry, geography, and current program structure.

  • 27%
    Average workers' comp premium reduction in year one
  • 11 hrs
    Payroll and HR hours reclaimed each week
  • $1.4M
    Largest single-year savings on a placed program
  • 60%
    Mid-engagement clients better-served after re-quote
What clients say

“They told us not to switch — and saved us $90k anyway.”

A 140-employee mechanical contractor in Florida asked us to re-quote their PEO. Our model showed their current placement was actually correct — but their class codes had drifted. We fixed the codes, kept the PEO, and the savings showed up at the next renewal.

“They modeled three options against our current program and walked us through the trade-offs. We made the call. No pressure, no upsell.”
CFO · Regional roofing contractor
“Our mod rate had been wrong for two renewal cycles. BPP caught it in the first review and recovered the difference.”
Owner · 90-employee logistics firm
“The single most valuable five minutes I spent last quarter was the assessment.”
COO · SaaS company, 60 employees
Talk to us when

You're about to make a decision that's hard to reverse.

Most back-office mistakes aren't fixed — they're absorbed. The right time to call us is before the contract gets signed.

  • Your workers' comp renewal is within 90 days.
  • A PEO is pitching you and you don't have a comparison.
  • Your experience mod jumped and you don't know why.
  • Your payroll provider keeps making the same errors.
  • Benefits renewal is double-digit and you've already shopped.
  • You're scaling into new states and HR can't keep up.
  • You're sitting in a PEO contract and want a second opinion.
Next step

See what your back office could look like.

Take the five-minute assessment. We'll model your options across 20+ providers and show you what a better-fit program looks like — with no pressure to switch.