How We Save You Money

Five phases. One advisor. Lower costs, every year.

Most providers disappear after onboarding. Our methodology is designed for the opposite: to stay accountable across years of renewals, audits, and disputes — when the value of a good advisor actually shows up.

  1. 01
    Days 1–3

    Diagnose

    Five-minute assessment plus a 30-minute discovery call. We gather class codes, current loss runs (2–4 years), payroll provider, benefits package and renewal date, headcount by state, and — most importantly — the business pain you're actually trying to solve.

    Deliverables

    • Discovery summary in writing
    • Data request list (loss runs, current invoices, plan documents)
    • Engagement letter with our compensation disclosed
  2. 02
    Days 4–10

    Model

    We build normalized cost-and-service models across PEO, ASO, and standalone programs. Every option is priced on the same plan design, the same admin assumptions, and the same renewal trajectory. No vendor-supplied marketing math.

    Deliverables

    • Side-by-side cost models (3–5 viable options)
    • Service-level benchmarking
    • Risk and trade-off summary for each option
  3. 03
    Days 10–14

    Recommend

    A clear recommendation in writing, the runners-up, and the reasoning. We walk the recommendation through with you (and your CFO, board, or operating partner if helpful). You make the call.

    Deliverables

    • Written recommendation memo
    • Decision-ready summary for executive review
    • Calendar of next-step decisions
  4. 04
    Weeks 2–8

    Implement

    Once you decide, we manage the handoff. Configuration calls, plan-document review, payroll cutover, benefits enrollment, employee communication — we sit on the calls and own the punch list with the provider.

    Deliverables

    • Implementation project plan with owners and dates
    • Pre-launch validation of first payroll and first enrollment
    • Employee communication template
  5. 05
    Ongoing — every renewal

    Defend

    We monitor renewals, dispute incorrect class codes, attend year-end audits, re-quote on a defined cadence, and serve as the single point of contact for everything that touches your back office. One phone number, every year.

    Deliverables

    • Quarterly review touchpoints
    • Annual class-code and mod audit
    • Renewal modeling 90+ days before each anniversary
What it costs

For most engagements, nothing — and we tell you when it's something.

We're compensated by the providers our clients ultimately select, and we disclose those arrangements in writing before any recommendation. For fractional HR, project-based operations work, and fiduciary 401(k) reviews, we quote flat fees in advance.

Next step

See what your back office could look like.

Take the five-minute assessment. We'll model your options across 20+ providers and show you what a better-fit program looks like — with no pressure to switch.